Parents and guardians want to send children out into the world armed with the skills and knowledge they need to succeed. So we talk to them about the birds and the bees, we teach them to catch a ball and drive. But oddly, many of us never talk to them about money and how to […]
We check out the three largest contributors to household spending in Australia and where people would source additional cash if living expenses rose. If you worked a full-time job in Australia in 1975, the average amount you would’ve earned a year was about $7,600, whereas today, that figure would be closer to $72,000, according to […]
In the 21st century era of digital transformation, being able to browse, choose and pay for our purchases anywhere, anytime has taken shopping to a whole new level. The way we consume and spend has changed dramatically as a result. Here in Australia, Buy Now Pay Later (BNPL) arrangements have emerged as a very popular […]
Although marriage, mortgage, and young children may have characterised your 30s, your 40s often feature growing responsibilities and ever-competing priorities. Your parents are older, your mortgage is still on foot, children’s education costs are growing, and though retirement may seem a distant reality, planning for that reality becomes an important consideration. The good news is […]
If your partner has expressed that you’re a bit of a letdown when it comes to managing money, here are some pointers for when financial opposites attract. Depending on what stage of life you’re at, you and your other half may be in talks about moving in together, adopting a pet, buying a property, or […]
To help reduce credit card balances, many people turn to balance transfer credit cards. While these cards can help you reduce your debt, they do catch people out from time to time. In this article, we’ll flag some common pitfalls and discuss the right way to use these cards. The pitfalls First things first: let’s […]
Don’t be discouraged. Sure, tightened lending means home loans are becoming harder for some to get, but it’s not all bad news. That’s because there’s also reduced competition from investors, housing prices are falling, and clearance rates are too, making it much more of a buyer’s market than in years gone by. So let’s take […]
Forget the piggy bank, swear jar or the Excel spreadsheet, let’s take a look at some technologies that are making it easier than ever to save and invest. Saving may not be your favourite parts of being a grown-up, but it’s imperative when it comes to being prepared for anything life throws at you. So […]
Living a healthy lifestyle doesn’t always mean skipping social events to avoid temptation. There are plenty of ways to have fun with friends without compromising your health goals. We all know the feeling – you’re supposed to be on a health kick, but your friends have invited you out to the pub and the bowl […]