Staying at home last year may have proved costly based on global returns. The Australian share market went into overdrive over the last few weeks of 2023, gaining more than 7% as signs of a soft landing and improving economic conditions fuelled global markets. It was a strong end to what, until then, had been […]
Introduction The surge in inflation coming out of the pandemic and its subsequent fall has been the dominant driver of investment markets over the last two years – first depressing shares and bonds in 2022 and then enabling them to rebound. But what’s driving the fall, what are the risks and what does it mean […]
Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to achieve personal goals. Your starting point In the initial stages of constructing a portfolio of diverse investments, it is likely you will have made a deliberate decision about how much money to hold in different asset classes. […]
In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial freedom stands out as a beacon of empowerment. Financial freedom is the ability to make life choices without being constrained by money considerations. It goes beyond just having a comfortable income; it embodies the power […]
With average life expectancies rising, early investment education and financial advice will become increasingly critical. It’s not a well-known annual event in Australia, but October 31 happened to be World Savings Day. Established almost a century ago in Europe, the main purpose of World Savings Day is to encourage people around the world to improve […]
Whether you’re thinking of buying your first home or are busy paying one off amid rising interest rates, a life insurance policy could protect your biggest financial investment if the unexpected happens. A mortgage is a long-term financial commitment that you need to meet no matter what life throws at you. For this reason, you […]
Transferring money to children can be one of the most valuable financial steps parents can take. Most of us would have heard the old saying – probably from our parents – that “money doesn’t grow on trees”. In other words, rather than being freely available, money generally needs to be earned. It’s still a powerful […]
If you’d like your money to make a difference to the world as well as your future, responsible investing may be for you. Almost 9 in 10 (89%) Australians feel it’s important their financial institution invests responsibly and ethically across the board1. Ethical, social and governance (ESG) investments accounted for $1,281 billion, or 40%, of […]
Investing is full of jargon and technical terms, making getting started or managing your investments seem intimidating. Here are some of the key terms to help you better understand the different options available to you. Common investing terms There are a few terms that you’ll see repeated when we’re talking about investing. Bonds – Bonds […]
Earning interest on interest: learn how the power of compounding can send your savings rocketing. Key takeaways Compound interest enables you to earn interest on interest which is accumulated over time. The effect of compound interest becomes extremely powerful over a long timeframe as the amount of interest earned grows. Investing in your super is […]