If there’s one rule of thumb for investors to bear in mind, it’s that “if it looks too good to be true, it probably is”. Be aware The expression “a fool and his money are easily parted” is not as relevant today as it once was. These days, scams and fake investment schemes can be […]
As scams continue to evolve, it’s important to stay on top of the latest information. Here are some tips for staying protected against some of the most common scams impacting Australians today and red flags to watch out for. What can you do to stay protected? Anyone can fall victim to a scam. As well […]
Setting up your SMSF is just the beginning. Make sure you’re aware of your obligations as an SMSF trustee and get the most out of your fund with this quick guide. While the list of SMSF administrative tasks and responsibilities may seem daunting, it’s there for a good reason: to ensure your fund’s decisions protect […]
Want to invest but don’t know where to start? Here are five basic steps for investing. 1. Define your goals Taking the first step on your investment journey may feel daunting. However, setting clear goals with achievable targets can be a good place to start in the planning process. ‘I want to retire at 60 […]
Staying at home last year may have proved costly based on global returns. The Australian share market went into overdrive over the last few weeks of 2023, gaining more than 7% as signs of a soft landing and improving economic conditions fuelled global markets. It was a strong end to what, until then, had been […]
Introduction The surge in inflation coming out of the pandemic and its subsequent fall has been the dominant driver of investment markets over the last two years – first depressing shares and bonds in 2022 and then enabling them to rebound. But what’s driving the fall, what are the risks and what does it mean […]
Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to achieve personal goals. Your starting point In the initial stages of constructing a portfolio of diverse investments, it is likely you will have made a deliberate decision about how much money to hold in different asset classes. […]
In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial freedom stands out as a beacon of empowerment. Financial freedom is the ability to make life choices without being constrained by money considerations. It goes beyond just having a comfortable income; it embodies the power […]
With average life expectancies rising, early investment education and financial advice will become increasingly critical. It’s not a well-known annual event in Australia, but October 31 happened to be World Savings Day. Established almost a century ago in Europe, the main purpose of World Savings Day is to encourage people around the world to improve […]
Whether you’re thinking of buying your first home or are busy paying one off amid rising interest rates, a life insurance policy could protect your biggest financial investment if the unexpected happens. A mortgage is a long-term financial commitment that you need to meet no matter what life throws at you. For this reason, you […]