If your health ever takes a turn for the worse, you may need to make a claim on your life insurance. Here’s a summary of how the claims process works and how I can help you along the way. When would you make a claim? The reasons for making a claim vary depending on the […]
The probability of you developing a serious illness or getting involved in an accident so severe you’re unable to work, may seem highly unlikely… until something happens. It’s often small events that remind us we’re not completely in control of these possibilities, which is exactly what life insurance is for. Unfortunately, there are a lot […]
Making sure you’re getting the best deal on insurance without missing out on the cover you need can feel like a minefield. Get to know where and how to buy. The low down on buying insurance There’s no two ways about it; insurance can be pretty dull. Reading through a product disclosure statement is unlikely […]
If your health ever takes a turn for the worse, you may need to make a claim on your life insurance. Here’s a summary of how the claims process works, and how I can help you along the way. When would you make a claim? The reasons for making a claim vary depending on the […]
If you became unwell and couldn’t work, how would you pay for your daily expenses? What if you became critically ill — would you be able to cover your ongoing medical costs? There’s insurance that may protect you in each of these scenarios, but they’re two different kinds: income protection and critical illness cover. Let’s […]
There’s a sense of achievement and financial independence that comes with working and building a career, enabling you to create the lifestyle you want for yourself and your family. Income protection can be one of the best investments you can make in protecting the life you’ve built, especially if illness or injury prevents you from […]
As you age and your health starts to deteriorate, having a financial safety net and protecting your nearest and dearest may become even more important. So, how old is too old for insurance, and do you or your parents still need cover if they are nearing retirement or no longer have an income? The answer […]
Insurance works best when you have the right level of protection for your situation, and as your life changes, so might your insurance needs. You should consider reviewing your cover whenever your situation changes, like: taking on a mortgage to buy a property having children getting married upsizing or downsizing your home getting a pay […]
An interesting finding in the federal government’s Retirement Income Review report is that many Australians are dying with the majority of the wealth they had when they retired. Having enough superannuation to enjoy a financially comfortable lifestyle in retirement is the aspiration of most Australians. As the super system continues to mature, and with the […]
“Do I really need this insurance?” It’s probably a question you’ve asked at some point when deciding whether to part with your money. But maybe the real question should be “What if I became ill, how would we cope?” Your health and wellbeing is the most important asset you have, so it pays to put […]